Terms of Use

Acceptance of terms

By using this website, operated by Merertu Benti LLC, doing business as Benti Consulting, you agree to these Terms of Use. If you do not agree, please do not use this site.

Informational purpose only

The content on this website, including plan descriptions on the Plans page, is provided for general informational purposes only. It is a summary and does not describe every feature, limitation, or exclusion of any insurance product. It does not constitute a contract of insurance, an offer of coverage, or a guarantee of eligibility, pricing, or benefits. Actual coverage is governed solely by the official policy documents issued by the relevant insurance carrier.

Licensing

Merertu Benti (NPN #22157012) is a licensed insurance producer authorized to conduct business in Alabama, Texas, Florida, North Carolina, Maryland, Georgia, Michigan, Illinois, Indiana, Nevada, Ohio, South Carolina, Arkansas, Tennessee, Virginia, West Virginia, Wisconsin, and Iowa. Services described on this site are only available to residents of those states, and offerings may vary by state.

No government or ACA Marketplace affiliation

Benti Consulting and Merertu Benti LLC are independent private entities. We are not affiliated with, endorsed by, or acting on behalf of any government agency, the federal or state Health Insurance Marketplace, or Medicare.

Third-party plans and carriers

Plans referenced on this site are underwritten by third-party insurance carriers and associations. We do not control, and are not responsible for, the terms, pricing, or claims decisions of those third parties. Please review official plan brochures and policy documents before enrolling.

Intellectual property

The text, design, and layout of this website are owned by Merertu Benti LLC unless otherwise noted, and may not be copied or reproduced without permission. Third-party trademarks referenced on this site (such as insurance carrier or network names) belong to their respective owners.

Limitation of liability

This website and its content are provided "as is," without warranties of any kind, express or implied. To the fullest extent permitted by law, Merertu Benti LLC is not liable for any damages arising from your use of, or reliance on, this website or its content.

Changes to these terms

We may revise these Terms of Use at any time. Continued use of this site after changes are posted constitutes acceptance of the revised terms.

Governing law

These terms are governed by the laws of the State of Tennessee, without regard to its conflict of law provisions.

Contact us

Questions about these terms can be directed to us by phone: (615) 881-8610.